Yep, I had a little hail damage on my first crop. It came in an afternoon thunderstorm that appeared non-threatening. My crop was standing and ready to harvest, just waiting for the neighbor to make his way over after finishing some of his own. When I heard the hail begin to hit, my heart sank. It hailed for about a minute but it seemed like an eternity as I waited it out.
|Wheat kernels after the hail|
My hail insurance was through the State of Montana. I called to register my hail claim and explained that I would be harvesting the crop in a couple of days. I have to say, I was very impressed at how quickly the State Hail Program responded and sent a crop adjuster to the farm. Yes I was a bit skeptical; I expected government bureaucracy would mean two weeks until an adjuster arrived. But just two days after the storm, he was on the farm and inspecting the crop.
|State Hail Program adjuster checking damage|
Even more surprising? The State Hail Program had the insurance loss check to me within another 10 days. Yeah, I would have bet the farm that it would take months for that claim to be processed. 10 days is amazing.
The Old Man used to say you win some, you lose some. In this case, I lost some grain and lost a bit of profit. But I won some knowledge and won some respect for The Big Guy's combine.
Yes...the Great White Combine.